What if I leave city service after I am vested but before I am old enough to retire?
If you leave service after you are vested, you may leave your retirement contributions in the system and receive a retirement allowance at age 55. Members who join the system after April 2, 2012, must have 10 years of service and age of 60 to be eligible for an allowance.

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1. What does "vested" mean?
2. When am I vested?
3. What if I leave city service after I am vested but before I am old enough to retire?
4. Why do I pay a higher percentage toward my retirement than some other employees?
5. What if I leave city service before I am vested?
6. Do I get any interest on my refund?
7. What does "buy back" mean?
8. How is my retirement allowance calculated?
9. Can I borrow money from my retirement account now and pay it back later?
10. When can I file for retirement?
11. How much may I earn by working after I retire?